Fraud Protection

Automated Clearing House (ACH) Positive Pay is a smart, flexible solution that helps detect and prevent unauthorized ACH transactions, reducing the risk of financial loss due to fraud.

ACH Positive Pay works by comparing incoming ACH debits and credits against a list of approved vendors you provide. If an ACH transaction from a vendor that isn’t on your list attempts to post to your account, authorized users will receive an email alert prompting them to log into Online Banking to decide whether to pay or return the transaction.

ACH Positive Pay is available through Online Banking and is fully supported by our experienced team.

Check Positive Pay is a smart, flexible solution that helps detect and prevent unauthorized check activity, reducing the risk of financial loss due to fraud. 

Check Positive Pay works by comparing each check presented for payment against a list of issued checks that you provide. If a check doesn’t match the check number, date or amount on your list, or is considered stale-dated (typically 180 days), authorized users will receive an email alert prompting them to log into Online Banking to decide whether to pay or return the item. 

Check Positive Pay is available through Online Banking and is fully supported by our experienced team.

Reverse Check Positive Pay is a smart, flexible solution that helps detect and prevent unauthorized check activity, reducing the risk of financial loss due to fraud. 

Reverse Check Positive Pay works by flagging all checks attempting to clear your checking account. Authorized users will receive an email alert prompting them to log into Online Banking to review every check and decide whether to pay or return the item. 

Reverse Check Positive Pay is available through Online Banking and is fully supported by our experienced team.

Automated Clearing House (ACH) Filters are a smart, flexible solution that helps detect and prevent unauthorized ACH transactions, reducing the risk of financial loss due to fraud.

ACH Filters work by comparing incoming ACH debits and credits against a list of blocked vendors and individuals that you provide. If an ACH transaction from a blocked vendor or individual attempts to post to your account, we will return the ACH transaction in accordance with NACHA Rules.