Internet Security Tips and Guide
This timely information is designed to help your
business stay up to date on the latest
information regarding online security.
Install Anti-Virus and Anti-Malware software
What is Anti-Virus and Anti-Malware Software?
Computer viruses and malware are software
programs that are deliberately designed to
disrupt a user’s computer operation, gather
sensitive information, gain unauthorized access
to a computer system to record, corrupt, or
delete data. These viruses may also spread
themselves to other computers and throughout the
Anti-virus and anti-malware software are
computer programs that detect, prevent, and take
action to disarm or remove malicious virus and
Why do I need Anti-Virus and Anti-Malware
You need anti-virus and anti-malware software to
keep your computer safe from fraudulent attacks.
Once a computer is infected with a virus, the
fraudster may have the ability to gain access to
your Online Banking session. If access is
obtained, the fraudster would have the ability
to view account balances and history, and would
have the ability to create and send fraudulent
Keep Anti-Virus and Anti-Malware programs up to
Anti-virus/anti-malware definitions in your
software need to be updated
All computers should be scanned for viruses and
If you have any questions regarding keeping your
computer free from viruses and malware, please
contact your IT department or an IT
It is strongly recommended if you originate ACH
transactions that you periodically perform an
internal risk assessment of your procedures.
Common Online Fraud Techniques
A keylogger is a software program that records
the keystrokes entered on the PC on which it is
installed and transmits a record of those
keystrokes to the fraudster controlling the
malware over the Internet.
Keylogging malware can be easily installed on a
PC by simply visiting an infected website banner
advertisement or email attachment. Keylogging
can also be accomplished via a hardware device
plugged into a PC that stores the captured data
for later use.
Fraudsters use keyloggers to steal your login
ID, password and answers to your challenge
questions. This can enable the fraudster to log
into your account and transfer funds via ACH or
wire transfer to accounts controlled by the
Man-in-the Middle (MIM) or Man-in-the Browser
In a MIM or MIB attack, the fraudster inserts
himself between you and the bank and hijacks the
online session. This allows the fraudster to
intercept the authentication credentials
submitted by you and log into your account.
Once logged in, the fraudster may be able to
modify your transaction content or insert
additional unauthorized transactions.
The fraudster will conceal his actions by
directing you to a fraudulent website that is a
mirror image of the bank’s website. You may also
receive a message that claims the bank’s website
is unavailable and to try again later.
Signature Bank is Your Partner in Internet
Our employees will never call or email you to
solicit login information or answers to security
We encourage your users to use strong passwords
including letters, numbers and symbols and to
change that password frequently.
Keep your passwords in a secure area and do not
share passwords among users.
For additional security, Signature Bank is able
to place restrictions on the specific IP
addresses that are able to log in to our online
banking and/or place time restrictions on when
the online banking system can be accessed.
Please contact us to set up those security
Please call your account officer or our Online
Banking Department at 419.841.7773 if you notice suspicious activity
on your account.
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